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The Team

Simon Perks

Simon Perks has worked for a number of UK and foreign Banks most recently for Banco Santander Totta, London Branch (part of the Santander Group) for over 15 years, where he was responsible for the Branch's commercial and retail activities. During this period, he built up a substantial corporate and residential mortgage portfolio.

Simon is the Vice Chairman of the Portuguese Chamber of Commerce and Director of the International Professionals Association.

Simon's areas of expertise are UK corporate debt facilities and financing residential property in Europe.

Richard Palette

Richard Palette spent the latter years of his career in roles in the internal audit of RBS. He has wide experience and understanding of UK banking operations and is particularly knowledgeable about money transmission, financial crime and credit. He has held management positions in various large branches of National Westminster.

Richard specialises in expert witness work and has acted for corporate businesses and individuals contesting banking issues.

Steve Maynard

Steve Maynard is an experienced commercial banker with the majority of his time spent with HSBC. Steve’s career has included undertaking Relationship Management roles for corporate clients in the UK and Europe and as Head of Credit to a group of UK branches. He has a comprehensive knowledge of documentation and structures required by a range of UK lenders.

For the last 10 years Steve has worked as a mentor to an Academy in the south east of England and has seen it grow from one to eighteen schools. He has served as Vice President to the South East London Chamber of Commerce and gives time to a local Council as an independent member.

Steve specialises in working with SME’s seeking the most appropriate structure of finance from existing or new lenders.

Sandy Harrison

Sandy Harrison is a banker with more than 30 years’ experience in the field of Corporate and Commercial Banking. His career encompassed such varied roles as Internal Audit, Relationship Management in the City, Credit Control and Review and dealing with the implementation of systems to support the network wide roll-out of Risk Rating models and Money Laundering Regulations.

Sandy has had experience working with a small Venture Capital company, acting as a Consultant for a London Insolvency Firm. Sandy is a Member of the Chartered Institute of Bankers in Scotland.

Sandy is an accredited expert witness on banking matters in the UK Register of Expert Witnesses and specialises in recovery/turnaround situations and expert witness work.

Martin Williams

Martin Williams, has more than 30 years’ experience in Commercial and Retail Banking, latterly with Royal Bank of Scotland. His career has seen him undertake Relationship Management roles in the City and West End of London. He has complemented this with various roles in Credit Assessment and headed up a Collections Department.

Martin continues a lifelong enthusiasm for hockey, currently as the Performance Director for the East of England Hockey Association.

Martin is an associate of the Chartered Institute of Bankers and focusses on debt raising and restructuring for corporate clients.